Evaluating Contractual Obligations and Legal Constraints Applicable to a Building Survey Free Essay Example, 2250 words

Duties of contactorsObligated to comply with regulations and corporate with the project supervisor to comply with the relevant statutory. Contractors must avail enough welfare facilities for their team and corporate as well as coordinating with other stakeholders for harmonious project execution. Convey to workers any information relating to a contractual obligation to their workforce Ensure that contractors appointed under his authority are in compliance with the permission requirement of the estate project manager and sensitize on the duration offered to them to start working. A contractor must hold safety awareness and skills certification before delegation any work to other contractors and workers under him. Appointing safety officerSection 18 of the Act requires that for more than 20 persons on-site or 30 persons, a constructor appoints in writing the safety Legal Constraints Applicable in Building SurveyLegal constraints are determined by RICS as outlined in APC requirements. These are mandatory core competency that a surveyor must meet in order to conduct a building surrey. Building Pathology (T006)Very vital requirement and calls for every surveyor to be conversant with defect analysis and recognize the possible building defects resulting from building fabric failures. We will write a custom essay sample on Evaluating Contractual Obligations and Legal Constraints Applicable to a Building Survey or any topic specifically for you Only $17.96 $11.86/page

Relationship Between Shared And Personal Knowledge

All knowledge affects other knowledge in some way, whether they are connected or not. This builds a relationship between or among areas of information that is somehow changed over time no matter the subject. This is particularly evident with shared knowledge and personal knowledge. Shared knowledge is difficult to define because it includes all knowledge, but it is usually considered as information known by a group of people because of communication outside that particular group. It is basically universal knowledge known by everyone. In contrast, personal knowledge is information only perceived by the individual through personal experiences. Can these two somehow be connected? The relationship between shared and personal knowledge can be seen in the Human Sciences and the Arts by evaluating culture in general and more specifically, how it affects human development and the changing of art periods throughout time in order to determine how personal knowledge is shaped by shared knowledg e. In the human sciences, shared knowledge forms personal knowledge through the processes of culturization and socialization. Often, the shared knowledge created by culture shapes the social development of people, which is personal knowledge. Basically, this means that people as a group or people as a whole greatly affects the individual. This claim is supported by Lev Vygotsky and his Theory of Social Constructivism. Social constructivism puts emphasis on collaborative learning. VygotskyShow MoreRelatedDifference Between Personal Knowledge And Knowledge1484 Words   |  6 PagesIn order to have a balance between group development of human knowledge and the interaction with the individual, one must be able to distinguish the difference between personal knowledge and shared knowledge. The interaction between these invites me to reflect on the meaning of a specific shared knowledge claim in relation to the individual. In assessing how ways of knowing operate differently in shared and personal knowledge, the knowledge question arises: In considering an individual’s culturalRead MorePersonal Knowledge And The Chemistry Field1339 Words   |  6 PagesShared knowledge is assembled by a group of people. For example, biology is an enormous subject comprised of work done by many people over hundreds of years. To add to this knowledge, individual scientists can perform experiments. The results from these experiments are then taken and written in research papers, a very basic version being a lab report. If enough experts from the chemistry field agree with the results, then they can be accepted, used, and taught in that particular field of biologyRead MoreUncertainty Reduction Theory Of Health Communication927 Words   |  4 PagesUncertainty Reduction Theory in Health Communication Interpersonal communication comprises a basic element of healthcare service. It occurs through the processes of symbolic interaction, social penetration, and uncertainty reduction between two or more individuals. In medical practice, these fundamental components intertwine toward meeting a patient’s physical, psychological, and social needs. Thus, effective utilization of communication theories can dramatically improve quality of patient-careRead MoreBusiness Leadership At Southwest Airlines1605 Words   |  7 Pageshonor in order to put their customers at ease, attempting to make traveling an enjoyable experience.This attitude is critical to their continued success. The company has implemented Ten Organizational Relationships in order to generate extraordinary employee performance. The summation of all relationships combined is greater than the individual parts, as each part reinforces one another. Outstanding business leadership: Eminent and effective business leaders must excel in two areas: credibility andRead MoreRelationship Between Facts And Theories Essay1537 Words   |  7 Pagesdisagreement between experts in a discipline, when given access to the same facts, we first need to consider the relationship between facts and theories. Think about the statement: â€Å"Development in facts leads to development in theory, and vice versa.† We can connect this to the methods of inductive and deductive reasoning. Deductive reasoning works from a general theory to a specific case. Inductive reasoning, however, uses an observation to infer a theory. With that in mind, how does personal experienceRead MoreIntegrating Wireless Laptop Into the Classroom Essay1306 Words   |  6 Pageslaptops involves the theory of social constructivism (SC). Dewey (1916/1997), Papert (1993/2000), Piaget (1932/1997), and Vygotsky (1978/1981) are the noted developers of the SC theory. The theory of SC underlies building collaborative relationships between teachers and their students. Dewey (1916/1997), SC suggests that teachers facilitate and observe their students. The focus must convey on understanding the vast amenities that technology presents and how it impacts the world (Kelley KellamRead MoreWhat Are The Five Crucial Elements For Successful Inclusion?.984 Words   |  4 Pagesadults need to have a vision of their goal in order to turn it into a reality. Second, adults need to be an example to the children and other staff because it encourages the same or better outcome. Third, coaching helps children achieve success, knowledge, confidence and friendship. Fourth, Leaders must manage their time efficiently because the well-being of the children is in their hands. Finally, leaders must be innovative to facilitate all activities with staff and students. In the article â€Å"SchoolRead MoreEvolution Of Knowledge And Natural Selection1586 Words   |  7 Pag esSince we were born we are continuing to evolve, to adapt to become more efficient and improve our relationship skills. Darwin in 1859 finished his book where the term Darwinism was first introduced, in his book he talked about the natural selection, genetics and molecular biology. His theory where relatively simplistic but they set a huge milestone for biology and evolutionary sciences. The main idea that natural selection is that the simple structure of life transform to more complex ones with newRead MoreQuestions On The Care Values1570 Words   |  7 Pages †¢ How they would apply the following care values to their chosen service user: 1. Confidentiality [27] Confidentiality is a very important think to ensure there is trust between doctors and their patients. If there is no certainty between a doctor and their patients, patients may not want to seek medical attention or to give the doctors the information they need in order to provide good care without guarantee of confidentiality. However sharing appropriate information with colleagues is essentialRead MoreEffective Communication is an Essential Skill to Have1705 Words   |  7 Pagesstrong communication is the core of every good relationship. Effective communication is not always easy to master, trust is the primary instrument which allows clear communication to take place. In professional relations, I have seen that effective communication is A major skill that social workers must utilize in facilitating the client’s growth or change process is to earn their trust, confidence, and respect. Professional and personal relationships share certain values such as trust, integrity

Principles of Marketing Consumer Decision

Question: Discuss about thePrinciples of Marketingfor Consumer Decision. Answer: Introduction Based on this quote Marketing is too important to be left only to the marketing department... David Packard, the co-founder of Hewlett-Packard, the importance of marketing department is asserted to focus on the internal and external environments of the market and to include different players in the market who are affected by marketing decisions, and strategies as the company make them. Marketing is the companys way of communicating with consumers, suppliers, other stakeholders and third parties and its communication benefits the company by messages well delivered and increases the awareness of the products (Fejza and Asllani, 2013, p.326). Marketing decisions, plans and strategies involve all the departments in the sense that the decision to increase the value of products and their benefits to the customers require the involvement of the production or manufacturing sector to create quality and quantity. This is meant to ensure that the consumer needs, preferences in quality and quantity are met, thus marketing decisions and strategies are inclusive and participatory of all other departments so as to deliver on the companys marketing goals (Fejza and Asllani, 2013, p.326). The focus of this paper is to highlight the importance of marketing to the company and other stakeholders and how this applies to different organizations in their marketing decisions. The relationship between the organization and marketing decision is presented in the growth capacity of the company since, marketing functions of communication and delivery to the consumers involve the creation of relationships which is through long-term cultivation of trust between the consumer and the organization leading to consumer satisfaction, increase in profits and creation of new markets. The marketing strategies of place, price and promotion are key in the distribution plans for the organization and these spans across the manufacturing and supply chain departments to ensure that the companys marketing strategies are met. The proper coordination of different departments and stakeholders lead to achieving the organization's goals, objectives and the ability to remain competitive, profitable and stable in the long run. Marketing decisions affect the company, stakeholders, suppliers, customers among others who form part of the internal and external environment of the company (K im and Richarme, 2010, p. 3). Stockholders, Distributors and Society Marketing decisions affect the different players in the organization, and the stockholder is the financial investor in the business whereby marketing decisions leading to consumer satisfaction are beneficial with relation to the returns to the shareholder. The business is responsible for the revenue and expenditure, and thus the stockholders equity accounting and thus the marketing decisions affect the stockholders equity in relation to the profits and losses of the business. Marketing strategies which increase consumer value lead to increased profitability. Distributors are related to the supply chain and their responsibility in marketing is an increase in the value of products to the consumer through availability, and this affects the consumer and the society at large through awareness and product availability. The distributors are in charge of the supply chain with regards to raw materials and the finished products whereby there should be timely so as to add value to consumers who are the end users. (Lian, 2013, p. 35). Consumer Perspective The consumer is the primary target in marketing decisions and strategies. The consumer is the demands quality, quantity through the prices available in the market. The consumer behavior is important in marketing as it determines the tastes and preferences, the demands among other consumer related processes. The business utilizes consumer information in generating plans and strategies for marketing; the information is sued in the production decisions based on information on tastes and preferences. The distribution decisions are based on the consumer information which is sued in consumer segmentation and targeting, and thus the business uses the consumer perspective in marketing decisions. The consumer is responsible for feedback, consumer retention, and consumer demand, customization of goods and services to meet the needs of the consumer. The consumer relies on deliver of services and products by the organization which is a value creating relationship and the essence of marketing fro m the business perspective (Lian, 2013, p. 35). Business Perspective Business perspective is macro in nature as it focuses on the external environment and given the dynamic nature of global production, competition and the need for quality from the consumer, the business perspective has to account for the above before making marketing decisions. For the business marketing is not about awareness by the nature of relationship they develop with the consumer through value addition and communication to build sustainable relationships which are profitable in the long run (Lian, 2013, p. 35; Tsang-Sing Geng, 2002, p. 408) Illustration of Toyota Company Marketing Strategies Marketing decisions and strategies are based on the research of the internal and external environment of the business to determine the consumer behavior and patterns in purchasing. The information used to determine the purchasing decisions of Toyota Company which is an international manufacturer of all types of vehicles is important in analyzing the different needs and preferences of their consumers given the global market place and competition form companies such as Isuzu among others. The study of environmental factors in determining the purchasing decisions of consumers focuses on the external environment of business. External conditions which determine purchasing power and change in motor vehicle consumption include the economic development of regions. Developed countries record highest purchases in vehicles with the population patterns presenting the increase in disposable income which is utilized by the consumer in the purchase of luxury goods among others. The increase in glob alization and competitive market place has presented economies with opportunities for development, and thus the consumption of motor vehicles for all uses such as personal or family or commercial use increases the rate of economic development (Borah, 2013, p. 19). The environmental factors of purchasing power involve the use and changes in technology. Technology has been utilized to cause revolutions and innovations which are applicable in the dynamic marketplace. For instance, the development of fuel efficient and environmentally sensitive vehicles with regards to the global environmental agenda is a move by many vehicle manufacturers whose goals and strategies in marketing are to attract global purchases and customer retention. The global marketplace that Toyota ventures in is subject to political and regulatory requirements which can hinder consumer purchasing. For instance, the implication of taxation through customs in the import and export activities of some countries limits the affordability of Toyota products. The price is an important determinant of consumer purchasing decision, and thus tax additions and regulations are a hindrance to purchasing. The purchasing decisions are affected by the development of competition; the global mark et offers consumers with choices on the vehicles given the competition from other manufacturers such as Isuzu, Mercedes-Benz, and Honda among others. The Competition influences purchasing power through the availability of substitutes and choices in the market given different prices, the quality and product customization which meets the consumer needs and preferences. The investment in Toyota to meet consumer needs and preferences through product diversity which covers products such as cars, trucks, minivans, SUVs covers the product development and customization to meet individual needs of consumers (Alamgir, 2010, p. 146). The analysis of the internal systems highlights the organization determines the structure and systems laid in place in making the companys products superior in the market. The company itself has been established as an innovative leader and through proper management established a global brand. The formulation of objectives and policies has been based on the long-term success and sustainability of the company given the increase in competition. The presence of foundations and principles for Toyota is an influence to purchasing decisions on consumers through brands and assured quality. The profitability and sustainability objective by the company enables the understanding of markets and factors such price, quality and how they affect the company. The proper resource allocation strategy is important for the analysis of inputs and outputs and the overall effects it has on the company, and other stakeholders (Tsang-Sing Geng, 2002, p. 408). Value Addition Services to Customers Illustrations from Groupon.my Marketing activities are based on communication between the seller and the buyer and the various intermediaries involved in the transaction. Communication is a method of developing relationships which are key to generating value base services and products for the consumer. Partnering with the consumer through value addition is important in consumer preference and retention mechanisms. Groupon.my is fast growing information and technology related company whose focus is the provision of information to their customers on issues such as entertainment, food, health-related information among others. The location for this app is Malaysia which presents a potential market for both local and international consumers such as tourists in the provision of information. The value addition strategy is presented by the customer loyalty and retention techniques which have being captured through the offering of a wide range of services and information and thus wide clientele. Customer retention is base d on the feedback which presents the services of Groupon.my as unbeatable offers and discounted prices for their customers (Lian, 2013, p. 19). The activities of Groupon.my have ventured in the development of systems and processes which ensure proper customer service is delivered. Customer service team is responsible for customer queries and complaints and through the active participation of the team, there is assured response. The reliability of the customer service team is value addition proposition for the company given the nature of activities marketed. The preference for Groupon.my has increased in popularity through various offers for feedback and recommendation for their consumers thus increase in consumers. The utilization of e-commerce and technology has led to profitability for the company and increased its customers through the flow of information and quality of services which is value additional to the consumer (Lian, 2013, p. 19). Marketing Environment The marketing environment is an evaluation of the internal structures of the company and the external factors that influence the marketing decisions and strategies. The micro and macro environment of the business are important as they determine the success of marketing activities and plans. The focus is based on Coca-Cola which is an international company in the beverage industry. The operations of this company are international in the sense that, their production and marketing decisions are meant to attract global markets. The external environment is global given the different geographical locations and the differences in their consumer tastes and preferences. The macro environment covers factors such as the technological environment, which is current faced with innovations and inventions and are key in the change of processes and products. Technology aids in the promotional activities through increases the flow of information across audiences in different geographical locations. Fo r instance, the Coca-Cola Company has utilized the technological advancement in their global promotional awareness and product development abilities to increase their turnover in productivity and reach their customers globally (Kim and Richarme, 2010, p. 3). On micro analysis of the marketing environment, we focus on the ability to remain competitive for a company such as Coca-Cola. Given the international brand and the industry it has ventured in, Coca Cola faces competition from Pepsi.com. Competition is experienced through the product quality and price, whereby Coca-Cola has managed to maintain global competitive advantage and profitability in the long run given the quality nature of their products and product development ability through diversified products which meet the consumer needs and preferences of diet and health. The establishment of Coca-Cola as a beverage brand has ensured customer loyalty and retention across most markets in the world and despite the competition it faces, the company has remained profitable (Lian, 2013, p. 19). The evaluation of the demographics is important in establishing the marketing choices in terms of products, prices among other marketing related plans. Demographic evaluation of the population determines the target population for marketing their goods and services. Demographics present a clear picture of the income patterns of the consumers and thus their purchasing power. It also presents details on the age and gender differences of the population, and these demographic features are important in target and segmentation choices of the company. For instance, the Coca-Cola Company has a varied range of products which appeal to different age groups and health and diet groups of the population. The offering of different prices for different products presents the difference in consumer incomes and affordability for their global customers ("3.1 Factors That Influence Consumers Buying Behavior | Principles of Marketing," n.d.). The political environment is important to the determination of stability of economic systems and the safety of performing business related activities. The political class is responsible for the formulation of the peaceful business environment. The nature of political circle determines investment decisions of many companies. With reference to Coca-Cola Company and the international nature of its business activities, the volatile nature of certain geographical areas is a hindrance to business activities and thus affects production and marketing activities of the company (Kim and Richarme, 2010, p. 3). The company itself is a factor to consider in marketing decision making. The company which is an organization based on goals and objectives are responsible for marketing decisions and plans. Marketing requires the involvement of the management and resource allocation which in turn produces results for the marketing efforts by the company. Marketing requires reliability with regards to customer service and delivery systems, resource allocation for promotional activities and production of quality products. The Coca-Cola Company is reputable for marketing efforts which are consumer oriented and value adding to the consumers ("3.1 Factors That Influence Consumers Buying Behavior | Principles of Marketing," n.d.). Conclusion The marketing decisions and strategies require the involvement of the different departments of the company so as to ensure the quality of the products which is the consumer needs. Consumer behavior in marketing is important for determining purchasing patterns and other sustainable changes in the consumption behavior which in turn lead to a change in marketing strategies. The micro and macro environment of the business have effects on the value addition capacities of the business. The involvement of different stakeholders such as the suppliers in value addition and consumer satisfaction is an important consideration for marketers in their strategies and decisions. References Alamgir, Mohammed, Tasnuba Nassir, Mohammad Shamsuddoha, and Alexandru Nedelea. "Influence of Brand Name on Consumer Decision Making Process-An Empirical Study on Car Buyers." The Annals of The "?tefan cel Mare" University of Suceava. Fascicle of The Faculty of Economics and Public Administration 10, no. 2 (December 2010), 142-154. https://seap.usv.ro/annals/ojs/index.php/annals/article/viewFile/295/302. Borah, Ranjan. "Factors Influencing Purchasing Decisions Towards Toyota Cars in Bangkapi District." PhD diss., Stamford International University , 2013. Fejza, Ejup, and Alban Asllani. "The Importance of Marketing in Helping Companies with their Growth Strategies: The Case of Food Industry in Kosovo." European Scientific Journal 9, no. 16 (June 2013), 326-336. https://eujournal.org/index.php/esj/article/view/1152/1168. Kim, Jin-Woo, and Michael Richarme. "Linking Marketing Activities to Shareholder Value: Philosophical and Methodological Issues." Journal of Management and Marketing Research, 2010, 1-10. https://www.aabri.com/manuscripts/09393.pdf. Lian, LilianY. "Defining Marketing and the Marketing Process." In Principles of Marketing, 3rded., 1-89. Malaysia: Wawasan Open University, 2013. Tsang-Sing Chan and Geng Cui (2002) ,"Consumer Beliefs and Attitudes Toward Marketing: an Emerging Market Perspective", in AP - Asia Pacific Advances in Consumer Research Volume 5, eds. Ramizwick and Tu Ping, Valdosta, GA : Association for Consumer Research, Pages: 406-412. "Toyota Global Site | Company." Toyota Motor Corporation Global Website. Accessed February13,2017. https://www.toyota-global.com/company/. "3.1 Factors That Influence Consumers Buying Behavior | Principles of Marketing." Open Textbooks | University of Minnesota Libraries University of Minnesota Libraries. Accessed February13,2017. https://open.lib.umn.edu/principlesmarketing/chapter/3-1-factors-that-influence-consumers-buying-behavior/. "How Groupon Malaysia Works?" All Klang Valley - KL Deals | Groupon. Accessed February13,2017. https://www.groupon.my/how-does-groupon-work.

Asfd Essay Research Paper 596 6 free essay sample

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Women in the story Essay Example For Students

Women in the story Essay Some modern men would have seen Tony as lucky having three women in a waggon, although they would probably prefer a car! It is almost predictable that the women will dislike Tony, as he is misleading all of the women in the story. The same response can be found to John Thomas, who although isnt interested in marriage, or an intellectual relationship of any sort, is still very disrespectful towards the women treating them as objects.  The women decide to make John Thomas pay for treating them this way. They trick him into their waiting room, by falsely flirting with him. He takes the bait, and steps inside while they lock the door behind him. We will write a custom essay on Women in the story specifically for you for only $16.38 $13.9/page Order now They play with him for a while before they become less hospitable, and John Thomas becomes mistrusting. The women try to make him choose one of them, and are somewhat ironic in the process:  Nay, how can I take one, he said, laughing uneasily. I dont want to make enemies. (He has already made enemies, but will make a greater one as Annie points out)  Youd only make one! said Annie.  The chosen one, added Laura.  As he decides that he cant choose, the women make him face the wall and say which one of them touches him only nobody does. Instead, Annie hits him around the head and at her signal they all flew at him, slapping him, pinching him, pulling him, pulling his hair, though more in fun than in spite or anger. For now they are just having fun, but when John Thomas turns inspector, they lose control and the fighting begins: Tthe other girls rushed upon him, pulling and tearing and beating him. Their blood was thoroughly up. He was their sport now.  DH Lawrence mentions that John Thomas is their sport now, and he does this to show that they were his sport at one time, and now they are taking revenge.  The next few sentences mimic the introductory sentence: it starts to speed up showing the lack of control that was hinted about at the beginning: theres repetition making John Thomas the focal point, and more of the dangerous words:  The girls rushed at him, clenched their hands on him and pulled at him: or they rushed at him and pushed him, butted him with all their might: or they struck him wild blows. He ducked and cringed and struck sideways. They became more intense. Wild blows the women are like wild animals who are hunting their prey, and will stop at nothing to trap him.  John Thomas soon realises what he has done, and the animal theme is carried on when he winced away from those eyes.  DH Lawrence tries to enhance the suspense:  You ought to be killed, thats what you ought, said Annie tensely. You ought to be killed. And there was a terrifying lust in her voice.  said Laura, with vindictive decision. (She has an eagerness/lust for revenge.) John Thomas shocks everyone by finally choosing:  All right, then, he said, I choose Annie. His voice was strange and full of malice.  Annie is the main female character in Tickets, Please and has her heart broken along with the other women that John Thomas has duped:  I wont touch him, she said. But her face quivered with a kind of agony, she seemed as if she would fall.  Despite the fact that John Thomas is an uncaring, self-centred man, the women still want him.  Yet each of them waited for him to look at her, hoped he would look at her. All except Annie, and something was broken in her. .u53cd8486a6d5aea74905c789f06a7612 , .u53cd8486a6d5aea74905c789f06a7612 .postImageUrl , .u53cd8486a6d5aea74905c789f06a7612 .centered-text-area { min-height: 80px; position: relative; } .u53cd8486a6d5aea74905c789f06a7612 , .u53cd8486a6d5aea74905c789f06a7612:hover , .u53cd8486a6d5aea74905c789f06a7612:visited , .u53cd8486a6d5aea74905c789f06a7612:active { border:0!important; } .u53cd8486a6d5aea74905c789f06a7612 .clearfix:after { content: ""; display: table; clear: both; } .u53cd8486a6d5aea74905c789f06a7612 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u53cd8486a6d5aea74905c789f06a7612:active , .u53cd8486a6d5aea74905c789f06a7612:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u53cd8486a6d5aea74905c789f06a7612 .centered-text-area { width: 100%; position: relative ; } .u53cd8486a6d5aea74905c789f06a7612 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u53cd8486a6d5aea74905c789f06a7612 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u53cd8486a6d5aea74905c789f06a7612 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u53cd8486a6d5aea74905c789f06a7612:hover .ctaButton { background-color: #34495E!important; } .u53cd8486a6d5aea74905c789f06a7612 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u53cd8486a6d5aea74905c789f06a7612 .u53cd8486a6d5aea74905c789f06a7612-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u53cd8486a6d5aea74905c789f06a7612:after { content: ""; display: block; clear: both; } READ: John The Brave New World EssayAs they women come to realise what he has said they, especially Annie, start to calm down. They feel ashamed about what they have done, and wont touch him as he leaves. They only stop to give him some advice, or one might call it an order.  Tit for tat, old man, she said. Show yourself a man, and dont bear a grudge. (This is a very sexist comment, and is ironic that the women wanted to be rid of sexism, and are employing it themselves!) John Thomas thinks that he has failed, but in reality, it was the women who failed, as they lost their self-control. Initially they thought that theyd won, but by using male tactics of aggression, they stopped down to John Thomass level/mens level in general by trying to be in control. They are amazed at what theyve done they are no better then the men:  They were tidying themselves hurriedly, with mute, stupefied faces.  Whereas John Thomas was left with no one, Tony somehow ends up with Milly. The other women in the Tony Kytes story rejected Tony at the end so as to keep their dignity but they still wanted him:  Never I would sooner marry no-nobody at all! she gasped out, though with her heart in her throat, for she would not have refused Tony if had asked her quietly, and her father had not been there By the way that Tony talks beforehand, he is shocked that Hannah wont have him:  What, you wont have me Hannah said Tony, his jaw hanging down like a dead mans.  After being rejected, Tony decides that the will ignore his fathers advice, along with Millys continual sobbing, and asks Unity to be his:  Take her leavings? Not I! says Unity. Id scorn it! And away walked Unity Sallet likewise, though she looked back when shed gone some way to see if he was following her.  Unity, like Hannah, wants Tony, but refuses him, partially to keep the etiquette, and to see if he will still want her after being rejected. Finally he turns to mIlly, though unwillingly, and contrives some tale about fate bringing them together! Milly belives what he says and agrees to be his wife, after being assured that she was the only one he wanted.  Tony doesnt really want Milly. The author puts this idea across by making her the first and yet last person that Tony asks to marry, but as the times suggested that women should marry, Milly took the opportunity and married him. Their wedding was to be very soon after this point, so that Milly would not leave him, or Tony be tempted by any other woman. Nowadays, women are much more assertive than the women of either story. If Tony had been a modern day man, then he would have been left alone, and John Thomas would have had more to show for his deceit.  Both men thrive on the fact that they know the women want them, and both are astounded at the end when they are rejected. The writers have very similar yet contrasting endings. Although the women reject both men, John ThomAass women use aggression and violence to have victory over him. Tonys women are much less impetuous, and want him much more than the other women want John Thomas. The eras have a great effect on the thoughts and freedom of the women, and both eras have contrasting features to todays society.  There are many successful career women in the modern day world who dont need a man to support them, but if it wasnt for people such as Emmeline Pankhurst, and such other people in both the Victorian and the wartime, we wouldnt be where we are today. Equal Almost.

How to Pay for College Without Loans

How to Pay for College Without Loans SAT / ACT Prep Online Guides and Tips The question of how to pay for college is usually one with a complicated answer. Your own unique financial situation, interests, strengths, weaknesses, and preferences all come into play. Some of the most important factors that come up center around your ability and willingness to take out student loans. In this guide, I'll thoroughly cover how to pay for college without loans. This can help you pay for college without going broke, or at least graduating without a load of student debt. Maybe taking out loans for college isn’t a good financial option for you. Maybe your parents can’t or won’t co-sign on the necessary loans. Maybe you just hate the thought of having student debt. Whatever your reasons, choosing to pay for college without loans is a completely valid decision. I won’t sugarcoat this - it might make paying for college more difficult, especially if you don’t have many other financial aid options available. That isn’t to say, however, that there aren’t some viable options available for almost any student who wants to avoid taking on debt. Before going through all these options, I’ll briefly talk about college expenses and the reasons why some people choose to take out loans. Then, I’ll give non-loan aid options for students based on whether they demonstrate high or low financial need. I’ll finish off with info on how much aid you can expect to receive without having to take on debt. What Does College Cost? Why Do People Take Out Loans? The first expense you probably think of when calculating colleges costs will probably be tuition. Average tuition rates vary by the type of school you attend: $31,231 average tuition for private colleges $9,139 average tuition for in-state residents at public colleges $22,958 average tuition for out-of-state residents at public colleges Tuition is expensive enough on its own, but it's not the only major expense associated with attending college.You’re also responsible for room, board, transportation, books, and personal expenses.The cost of room and board also varies by school type, although not as widely as tuition costs: $,188 average room board at private colleges $9,804 average room board at public colleges If we add tuition, room, board, and other expenses, the average cost of attending college in the US ranges from $19,000 - $42,419.This is a pretty huge annual expense when we consider that the average US household income is about $50,000. So how does the average student afford these huge expenses? As it turns out, most students don't end up paying full sticker price for college. As of a few years ago, the average student received about $7,000 in non-loan financial aid per year - the rest of college costs would be covered by family contributions or (as we'll talk more about shortly), loans. A financial aid award of $7,000 makes a significant dent in total college expenses, especially if you're attending a less expensive school, but it would rarely cover all tuition, room, and board costs. If non-loan aid and family contributions don't add up to students' total college costs, they'll need help making up the difference. The average US student has about $28,400 in loans after graduation. In my experience, most students anticipate having to take out loans unless they're in one of two situations: They demonstrate very high financial need, thereby qualifying for many need-based aid programs. If they attend a school that meets all financial need, their families may not have to pay a cent to send them to college. They come from wealthy families who are able to cover all college expenses, even if they don't qualify for any need-based financial aid. Most students are somewhere in the middle, with a gap between what they have (savings, grants, scholarships) and what they need (total cost). This is where loans traditionally come in. There’s nothing inherently bad about taking out student loans, but if you’re striving to avoid student debt, the next section will outline all viable options and strategies. Financial Aid Options: How to Pay for School Without Student Loans Want to say no to student loans? This section will outline realistic financial strategies to help you do that. Your options for paying for school without loans largely depend on your financial status. Many non-loan financial aid options are need-based, so students who demonstrate high financial need tend to have more aid opportunities. There are some merit-only aid options that don’t take financial need into account - if you don’t demonstrate much financial need, those options will be a good place to start. Before you start considering non-loan payment strategies, you may find it helpful to estimate your own financial need. This way, you'll have a better idea of what aid options (merit-based only, or merit- and need-based) are available to you. Unfortunately,the amount you believe your family can afford doesn’t always match up with the amount that aid sources (schools, government, and private scholarship funds) determine you can afford. To get a realistic idea of what many need-based aid sources will expect your family to contribute, check out the FAFSA4caster: Enter in relevant financial information to get an unofficial EFC, or Expected Family Contribution The federal government, schools, and some need-based aid sources use this number to make an assessment of your family’s financial need The lower your EFC, the more aid you're likely to be eligible for Once you make this estimate, you'll know whether you should focus on the need-based aid options. High Financial Need: Need-Based Aid A lot of non-loan financial aid options are available for students from low-income families. Many of these aid sources are based on financial need or a combination of merit and financial need. Grants Federal grants: The Pell Grant is awarded to students with low EFCs. Check out Pell Grant eligibility requirements and application instructions. Institutional grants: Many top schools have exceptional need-based financial aid programs. Some even claim to meet 100% of unmet need without using loans - that is, anything that you can't afford to pay after getting federal grants or scholarships. Scholarships Many top scholarships are need-based and provide very generous awards.If they cover all unmet need, they'll pay for all expenses that aren't covered by grants or other scholarships. Some awards give you a set amount every semester or every year; others are nonrenewable, one-time awards. It'snot easy to budget around scholarships because they’re unpredictable, and the best ones tend to be very competitive. To start your scholarship search, check out our guides to the top scholarship programs for high school seniors and high school juniors. The Perkins Loan I know this is supposed to be a post on non-loan financial aid options only, but hear me out - if you plan on pursuing certain service careers, you could be eligible for 100% loan cancellation if you take out a Perkins loan. If you get your loan canceled or forgiven, it essentially functions as a grant - that is, it's free money to pay for school. The Perkins loan is meant for students with exceptional financial need. Read more about the Perkins loan program, its eligibility requirements, and the forgiveness process. Schools You may be able to avoid student loans just by applying to the right schools. Some schools, particularly top private colleges, tend to offer generous financial aid packages. Like I mentioned earlier, some of them even commit to covering all unmet financial need - the schools with the best financial aid programs don't ask students to take out loans in order to cover costs, either. If you're interested in public schools, stay in-state -resident tuitions and costs are usually much lower forthan those for non-residents. Low Financial Need: Merit-Based Aid There are fewer non-loan aid options for students who come from higher-income families, but they’re still out there! Keep in mind that you don't have to be higher-income to qualify for merit-based aid - anyone could theoretically benefit from the aid options listed below. Scholarships There are a ton of merit-based scholarships out there. You’ll have to make sure to carefully read all eligibility requirementsbecause some scholarship programs also take financial need into account. To get started with your scholarship search, check out our guides to the top awards for high school seniors and juniors. The Coca-Cola Scholarship is a particularly large merit-based scholarship award. Schools Even if your family has a relatively high income, you may still qualify for institutional grants at certain schools. Some private schools with top financial aid programs award aid to families who make well into six figures - for example, Harvard doesn’t ask families to contribute more than 10% of their adjusted gross income. If you're interested in public schools, apply to college and universities in-state - your tuition will be much cheaper, on average, than if you attended an out-of-state public school. If you ultimately won’t qualify for much need-based aid but have other academic, athletic, or artistic strengths that make you a competitive applicant, you could qualify for merit-based aid. Start by checking out this list of schools that award the most merit-based aid - all the schools listed awarded merit aid to at least 40% of their students last year. How Much Can You Get Without Loans? You don't need a fountain pen to do these calculations, although you're welcome to use one. In this section, I'll run through realistic expectations of how much money you can earn through different aid options. I'll run through realistic example situations at the end. Grants and Other School-Based Aid This aid will vary widely (not unsurprisingly) by school. Schools’ net price calculators will give you a good idea of how much money they could offer you if you were accepted. You’ll have to enter relevant financial info (e.g. income, assets) for both you and your parents in order to get an accurate estimate. If a school awards merit-based aid, they might also ask about things like GPA and SAT/ACT scores. To access a particular institution's net price calculator, just google "[school name] net price calculator." Scholarships Unfortunately, there’s no good rule of thumb to estimate how much money you could get from scholarships that you apply to. Many scholarships are pretty competitive, so the more programs you apply to, the better your chances of getting funding. If you start looking at scholarships earlier in your high school career, you can get a head start in targeting better scholarships. Examples I'll run through two different financial aid scenarios here to show you howyou can cover your college costs without taking out any loans. In the first example, the student is attending a public school and has low financial need; in the second example, the student is attending a private school and has high financial need. Public School + Low Need Student A is a high achiever who comes from a relatively wealthy family in Arizona. I plugged some general academic and financial information into Arizona State University's net price calculator to come up with her Cost of Attendance. Here's her background information: Current high school senior in Arizona National Merit Program Finalist Ranked #5 in a class of 150, 3.8 GPA 730 on SAT critical reading and math sections Combined family income: $150,000 And here's her financial aid output: There are a few things you should notice about this output: She's saving money right off the bat because she's applying to an in-state public school. Her tuition costs are $10,478, but tuition for an out-of-state resident at ASU comes to $25,042. Her expected family contribution (EFC) is pretty high - ASU expects her family to be able to afford $32,770 a year, which more than covers her costs. She isn't offered any need-based aid, but she is offered a merit-based scholarship of $13,000. She wouldn't be offered this scholarship if she wasn't a high-achiever. With this scholarship, her total out-of-pocket costs for the year come to $14,260. Since Student A's parents make $150,000 a year, ASU assumes thatthey can more than afford a bill of about $14,260 a semester - they wouldn't have to take out any loans to cover these expenses (although they could if they wanted to). Sometimes, though, families are unwilling or unable to make such a contribution. If this is the case for Student A, she could help mitigate these costs by applying to scholarship programs. Private School + High Need Student B is a California resident who's applied to Stanford. He comes from a family of 4 with high financial need. I plugged in some general demographic and financial information (no academic or merit information) into Stanford's net price calculator. Here's his background info: Current high school senior in California One 15-year-old sibling Combined family income: $40,000 And here's his financial aid output: Here's what you should notice about this output: Unlike for Student A, Student B has been offered financial aid based only on financial need - not on merit (although keep in mind that Student B would have to be a high achiever in order to get into Stanford in the first place). Student B'stotal costs ($64,900) are higher than those of Student A ($27,260), but Student B was offered way more in scholarship grant money ($59,900) Stanford doesn't expect Student B's family to make any financial contribution to these costs. Stanford does, however, expect Student B to contribute a small amount ($5,000) through a student job and/or savings. $5,000 a year is a significant, but manageable, bill for a college student.Student B could pay this bill in a number of ways without taking out loans - he could get a work study job during the school year and/or summer, for example. He could alsoapply to different scholarship programs to see if he could cover some or all of the cost with outside funding. What's Next? We've covered thoroughly how to pay for college without loans. Now you have a shot at paying for college without going broke. Financial aid comes in many forms and from many sources. Get clear, simple instructions on applying for financial aid. Whether you have high or low financial need, you should definitely submit a Free Application for Federal Student Aid. Learn more about the FAFSA and how to submit one. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Joseph stiglitz and Thomas Piketty and their contributions economy Essay

Joseph stiglitz and Thomas Piketty and their contributions economy - Essay Example Joseph Eugene Stiglitz has been credited with the fact that he helped the globe and the society as a whole to formulate another new branch of economics called the â€Å"the economics of knowledge.† He also helped in the notion and concept of helping globalization to work to the benefit and wellbeing of the whole human race (Stiglitz 171: 2007). Thomas Piketty is also an accomplished scholar and research in his own right and stature. He is a French national who has written extensively and exhaustively in the areas of income and wealth inequality in the human society. Currently, Thomas Piketty is a professor at the Paris School of economics other than teaching at the university. He is also an author of best-sellers which majorly touch about economics and wealth distribution in the human society. This paper will thus delve into the specific contributions of these great economic minds whose contributions relatively are unmatched. To begin with, the outright contribution of Joseph stiglitz was to help establish the economics of information. This is the situation whereby the asymmetries of information within the different governmental agencies could have varied effects and impact. This theorem of information asymmetry has been used by the policy makers and analysts to model econometric principles and issues. On a general scale, the contributions and input of Joseph stiglitz have helped the society as a whole to develop in areas of welfare economics, corporate finance, industrial organisation and societies, trade, wealth and income distribution. It is important to note and mention that the input of Joseph stiglitz were skewed and directed towards monetary theory in the macro-economic considerations. In order for the society as a while to enumerate the fair formula of income and wealth distribution, it would be imperative for the society to invest in research and development. He also helped articulate the issue on how bilateral trade